Learn what is private health insurance and discover coverage options for medical and disability needs. Get started with expert insights today! Read more.
Robert (Bob) Steele CPA, CGMA, M.S. Tax, CPI
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Who this course is for:
- Individuals looking to better understand their healthcare coverage and options
- Financial planning students or new professionals
- Individuals planning for long-term care or exploring disability insurance
- Those navigating a career or insurance change and needing to understand COBRA
What you’ll learn:
- The Essentials of Health Insurance
- Gain a clear understanding of private health insurance, Health Maintenance Organizations, Preferred Provider Organizations (PPOs), and Point-of-Service (POS) plans
- Apply your knowledge with real-world, Excel-based practice problems
Requirements:
- A basic understanding of personal finance concepts
- Access to Excel or Google Sheets for the guided exercises
Take Control of Your Health & Disability Insurance: Make Smarter, More Confident Financial Decisions
Understanding how to choose the right medical and disability insurance is essential to smart personal financial planning. This course is designed to simplify the complexities of health insurance and empower you with the tools to make informed, confident decisions about your coverage.
We start by explaining what health insurance is, how it compares to other types of insurance, and why it can be more complex. You’ll learn how to evaluate coverage options and navigate the healthcare system more effectively.
Course Content Includes:
- Group health insurance and its benefits
- The Affordable Care Act (ACA) and its impact on your options
- How to evaluate different insurance companies
- The Consolidated Omnibus Budget Reconciliation Act (COBRA)
- Dental and vision insurance and their role in overall health maintenance
- Long-term care (LTC) insurance and its importance for aging and extended health planning
- Medicare and Medicaid and how they fit into long-term planning as you age
- Understanding disability insurance and its role in your personal risk management strategy
You’ll work with downloadable Excel workbooks that include:
- A guided tab with step-by-step practice problems that align with instructional videos
- A second tab with complete answer keys to help you self-check and deepen your understanding
By the end of this course, you’ll have the knowledge and confidence to make smart financial decisions about medical and disability insurance, protecting both your health and your financial future.
Start Now and Explore My Courses To Build Your Financial & Accounting Skills Today!
Our Promise to You
By the end of this course, you will have learned about Personal Finance – Medical and Disability Insurance.
10 Day Money Back Guarantee. If you are unsatisfied for any reason, simply contact us and we’ll give you a full refund. No questions asked.Â
Get Started Today!Â
Course Curriculum
Section 1 - Presentations - Medical And Disability Insurance | |||
Health Insurance Overview | 00:00:00 | ||
Group Health Insurance | 00:00:00 | ||
Health Insurance Requirements | 00:00:00 | ||
Affordable Care Act (ACA) | 00:00:00 | ||
Private Health Insurance | 00:00:00 | ||
Private Health Insurance Part 2 | 00:00:00 | ||
Health Maintenance Organization | 00:00:00 | ||
Preferred Provider Organization (PPO) | 00:00:00 | ||
Point-Of-Service (POS) Plan | 00:00:00 | ||
How High-Deductible Health Plans Work | 00:00:00 | ||
Coinsurance And Copays | 00:00:00 | ||
Co-Pay And Deductible | 00:00:00 | ||
Preexisting Condition | 00:00:00 | ||
Health Insurance Cost | 00:00:00 | ||
What Is Not Covered By Health Insurance | 00:00:00 | ||
Insurance Companies | 00:00:00 | ||
Consolidated Omnibus Budget Reconciliation Act (COBRA) | 00:00:00 | ||
Dental Insurance Overview | 00:00:00 | ||
Decision To Buy Dental Insurance | 00:00:00 | ||
Dental Insurance Shopping | 00:00:00 | ||
Dental Insurance And Obamacare | 00:00:00 | ||
Dental Insurance And Crowns | 00:00:00 | ||
Dental Insurance And Dentures | 00:00:00 | ||
Dental Insurance And Teeth Whitening | 00:00:00 | ||
Dental Insurance And Taxes | 00:00:00 | ||
Dental Insurance And Flexible Spending Account (FSA) | 00:00:00 | ||
Vision Care Insurance | 00:00:00 | ||
Decision To Purchase Vision Insurance | 00:00:00 | ||
Vision Insurance Companies | 00:00:00 | ||
Eldercare Strategies | 00:00:00 | ||
Long-Term Care (LTC) Insurance Overview | 00:00:00 | ||
Alternatives To Long-Term Care (LTC) Insurance | 00:00:00 | ||
Medicaid Vs. Long-Term Care Insurance | 00:00:00 | ||
Medicaid And Nursing Homes | 00:00:00 | ||
Asset Protection Trust For Seniors | 00:00:00 | ||
Retirement Communities Overview | 00:00:00 | ||
Retirement Community Costs | 00:00:00 | ||
Skilled Nursing Facility | 00:00:00 | ||
Flexible Spending Account (FSA) | 00:00:00 | ||
Health Savings Account (HSA) | 00:00:00 | ||
Health Reimbursement Arrangement (HRA) | 00:00:00 | ||
Voluntary Employees' Beneficiary Association Plan (VEBA) | 00:00:00 | ||
Archer MSA | 00:00:00 | ||
Medicare Overview | 00:00:00 | ||
Medicare Eligibility Age | 00:00:00 | ||
Medicare Part A | 00:00:00 | ||
Medicare Part B Premium | 00:00:00 | ||
Medicare Star-Rating System | 00:00:00 | ||
Medicare Part D Providers | 00:00:00 | ||
Medigap Overview | 00:00:00 | ||
Medigap – Who Is It For | 00:00:00 | ||
Medicare Supplement Insurance Companies | 00:00:00 | ||
Medicare Advantage | 00:00:00 | ||
Medicare Advantage Vs. Medigap | 00:00:00 | ||
Medicare Advantage Plans | 00:00:00 | ||
Disability Income (DI) Insurance | 00:00:00 | ||
Disability Insurance Companies | 00:00:00 | ||
Workers' Compensation Overview | 00:00:00 | ||
Workers' Compensation Insurance Companies | 00:00:00 | ||
Social Security Disability Insurance (SSDI) | 00:00:00 | ||
Section 2 - Practice Probs. - Medical And Disability Insurance | |||
Insurance Payments For Medical Claims Calculation | 00:00:00 | ||
Health Insurance Payment Comparison | 00:00:00 | ||
Health Insurance Out Of Pocket Max Or Stop Loss Cap | 00:00:00 | ||
Disability Insurance Payment Calculation | 00:00:00 | ||
PPO Payout Calculation | 00:00:00 | ||
Projected Health Care Costs | 00:00:00 | ||
Section 3 - Excel Probs. - Medical And Disability Insurance | |||
Insurance Payments For Medical Claims Calculation | 00:00:00 | ||
Health Insurance Payment Comparison | 00:00:00 | ||
Health Insurance Out Of Pocket Max Or Stop Loss Cap | 00:00:00 | ||
Disability Insurance Payment Calculation | 00:00:00 | ||
Projected Health Care Costs | 00:00:00 |
About This Course
Who this course is for:
- Individuals looking to better understand their healthcare coverage and options
- Financial planning students or new professionals
- Individuals planning for long-term care or exploring disability insurance
- Those navigating a career or insurance change and needing to understand COBRA
What you’ll learn:
- The Essentials of Health Insurance
- Gain a clear understanding of private health insurance, Health Maintenance Organizations, Preferred Provider Organizations (PPOs), and Point-of-Service (POS) plans
- Apply your knowledge with real-world, Excel-based practice problems
Requirements:
- A basic understanding of personal finance concepts
- Access to Excel or Google Sheets for the guided exercises
Take Control of Your Health & Disability Insurance: Make Smarter, More Confident Financial Decisions
Understanding how to choose the right medical and disability insurance is essential to smart personal financial planning. This course is designed to simplify the complexities of health insurance and empower you with the tools to make informed, confident decisions about your coverage.
We start by explaining what health insurance is, how it compares to other types of insurance, and why it can be more complex. You’ll learn how to evaluate coverage options and navigate the healthcare system more effectively.
Course Content Includes:
- Group health insurance and its benefits
- The Affordable Care Act (ACA) and its impact on your options
- How to evaluate different insurance companies
- The Consolidated Omnibus Budget Reconciliation Act (COBRA)
- Dental and vision insurance and their role in overall health maintenance
- Long-term care (LTC) insurance and its importance for aging and extended health planning
- Medicare and Medicaid and how they fit into long-term planning as you age
- Understanding disability insurance and its role in your personal risk management strategy
You’ll work with downloadable Excel workbooks that include:
- A guided tab with step-by-step practice problems that align with instructional videos
- A second tab with complete answer keys to help you self-check and deepen your understanding
By the end of this course, you’ll have the knowledge and confidence to make smart financial decisions about medical and disability insurance, protecting both your health and your financial future.
Start Now and Explore My Courses To Build Your Financial & Accounting Skills Today!
Our Promise to You
By the end of this course, you will have learned about Personal Finance – Medical and Disability Insurance.
10 Day Money Back Guarantee. If you are unsatisfied for any reason, simply contact us and we’ll give you a full refund. No questions asked.Â
Get Started Today!Â
Course Curriculum
Section 1 - Presentations - Medical And Disability Insurance | |||
Health Insurance Overview | 00:00:00 | ||
Group Health Insurance | 00:00:00 | ||
Health Insurance Requirements | 00:00:00 | ||
Affordable Care Act (ACA) | 00:00:00 | ||
Private Health Insurance | 00:00:00 | ||
Private Health Insurance Part 2 | 00:00:00 | ||
Health Maintenance Organization | 00:00:00 | ||
Preferred Provider Organization (PPO) | 00:00:00 | ||
Point-Of-Service (POS) Plan | 00:00:00 | ||
How High-Deductible Health Plans Work | 00:00:00 | ||
Coinsurance And Copays | 00:00:00 | ||
Co-Pay And Deductible | 00:00:00 | ||
Preexisting Condition | 00:00:00 | ||
Health Insurance Cost | 00:00:00 | ||
What Is Not Covered By Health Insurance | 00:00:00 | ||
Insurance Companies | 00:00:00 | ||
Consolidated Omnibus Budget Reconciliation Act (COBRA) | 00:00:00 | ||
Dental Insurance Overview | 00:00:00 | ||
Decision To Buy Dental Insurance | 00:00:00 | ||
Dental Insurance Shopping | 00:00:00 | ||
Dental Insurance And Obamacare | 00:00:00 | ||
Dental Insurance And Crowns | 00:00:00 | ||
Dental Insurance And Dentures | 00:00:00 | ||
Dental Insurance And Teeth Whitening | 00:00:00 | ||
Dental Insurance And Taxes | 00:00:00 | ||
Dental Insurance And Flexible Spending Account (FSA) | 00:00:00 | ||
Vision Care Insurance | 00:00:00 | ||
Decision To Purchase Vision Insurance | 00:00:00 | ||
Vision Insurance Companies | 00:00:00 | ||
Eldercare Strategies | 00:00:00 | ||
Long-Term Care (LTC) Insurance Overview | 00:00:00 | ||
Alternatives To Long-Term Care (LTC) Insurance | 00:00:00 | ||
Medicaid Vs. Long-Term Care Insurance | 00:00:00 | ||
Medicaid And Nursing Homes | 00:00:00 | ||
Asset Protection Trust For Seniors | 00:00:00 | ||
Retirement Communities Overview | 00:00:00 | ||
Retirement Community Costs | 00:00:00 | ||
Skilled Nursing Facility | 00:00:00 | ||
Flexible Spending Account (FSA) | 00:00:00 | ||
Health Savings Account (HSA) | 00:00:00 | ||
Health Reimbursement Arrangement (HRA) | 00:00:00 | ||
Voluntary Employees' Beneficiary Association Plan (VEBA) | 00:00:00 | ||
Archer MSA | 00:00:00 | ||
Medicare Overview | 00:00:00 | ||
Medicare Eligibility Age | 00:00:00 | ||
Medicare Part A | 00:00:00 | ||
Medicare Part B Premium | 00:00:00 | ||
Medicare Star-Rating System | 00:00:00 | ||
Medicare Part D Providers | 00:00:00 | ||
Medigap Overview | 00:00:00 | ||
Medigap – Who Is It For | 00:00:00 | ||
Medicare Supplement Insurance Companies | 00:00:00 | ||
Medicare Advantage | 00:00:00 | ||
Medicare Advantage Vs. Medigap | 00:00:00 | ||
Medicare Advantage Plans | 00:00:00 | ||
Disability Income (DI) Insurance | 00:00:00 | ||
Disability Insurance Companies | 00:00:00 | ||
Workers' Compensation Overview | 00:00:00 | ||
Workers' Compensation Insurance Companies | 00:00:00 | ||
Social Security Disability Insurance (SSDI) | 00:00:00 | ||
Section 2 - Practice Probs. - Medical And Disability Insurance | |||
Insurance Payments For Medical Claims Calculation | 00:00:00 | ||
Health Insurance Payment Comparison | 00:00:00 | ||
Health Insurance Out Of Pocket Max Or Stop Loss Cap | 00:00:00 | ||
Disability Insurance Payment Calculation | 00:00:00 | ||
PPO Payout Calculation | 00:00:00 | ||
Projected Health Care Costs | 00:00:00 | ||
Section 3 - Excel Probs. - Medical And Disability Insurance | |||
Insurance Payments For Medical Claims Calculation | 00:00:00 | ||
Health Insurance Payment Comparison | 00:00:00 | ||
Health Insurance Out Of Pocket Max Or Stop Loss Cap | 00:00:00 | ||
Disability Insurance Payment Calculation | 00:00:00 | ||
Projected Health Care Costs | 00:00:00 |