The post Funeral Insurance Quote appeared first on Funeralwise.

If you’ve recently joined the Funeralwise for Agents Program or are considering joining, you may have a few questions about the program. We’ve gathered the questions we hear most often, along with the answers. If you have a question that isn’t covered below, just let us know by emailing agency@funeralwise.com.

The post Funeralwise For Agents FAQ appeared first on Funeralwise.

March 2023

Artificial Intelligence and the Funeral Industry

If you follow the news, then you’ve likely seen lots of stories lately about artificial intelligence. From bots that write essays and create images to videos where you can’t tell real from imagined, AI is everywhere these days. AI has the potential to transform many industries, including the funeral industry.

This month’s newsletter highlights the questions we are asking about the potential impact of AI on how we plan for funerals, how we memorialize our loved ones, and how some funeral homes are incorporating AI into their day-to-day operations. While it’s too early to say whether artificial intelligence will impact the funeral business for the good or the bad, it’s safe to say it will most certainly change it. We’ll keep watching as AI matures and keep you posted on how it shapes the industry.

An AI Chatbot Thinks We Should Plan Our Funeral In Advance
At Funeralwise, we often think about what the future of funerals will look like. So it’s not surprising that lately, we’ve been pondering how artificial intelligence will impact the way we plan for our own passing and honor those who go before we do.

How will the current popularity of chatbots impact the way we buy funeral services? How will they be used to tell the stories of our loved ones? Will AI help us plan our own funerals?
We recently posed a funeral-related question to ChatGPT-4, one of the most advanced chatbots available to the public. We asked, “What are the reasons I should create a funeral plan before I die?” and it gave us ten reasons to plan ahead. We encourage you to take a look. If you have thoughts on the subject, please tell us what you think in the comments area for the article.

>>Read Artificially Intelligent Funeral Planning in our Forums

Do Robots Deserve Funerals?
Giving a robot a funeral seems like a ridiculous proposition, but have you ever seen those famous Boston Dynamic Robots dance? As robots become more sophisticated and lifelike, interesting questions about what to do when they reach the end of their lifespan arise.

In our Digital Dying blog, Justin Noble recently examined the issue of giving hardworking robots a funeral. For his take on the topic, click on the link below.

>>Read “Do Robots Deserve Funerals” in our Digital Dying Blog

Are Robot Morticians Just Around the Corner?
As far as we know, there is no such thing as a robot mortician. In fact, the concept raises all sorts of concerns.

But is the idea really all that far-fetched? Our blog, Digital Dying, explored the question all the way back in 2018.

We don’t think the industry is ready for such a leap quite yet, but we suggest you read the article and see what you think.

>>Read More About Robot Morticians

Our website is chock full of resources to help make planning a funeral or memorializing a loved one easier. Below is a short list of some of the most popular. You may not need them now, but bookmarking them will ensure you have them when needed.

• How to Plan a Funeral
• Find Out How Much a Funeral Costs
• Wise Solutions for Planning Ahead
• Learning About Cremation
• Creating a Celebration of Life
• How to Shop for Funeral Insurance

DON’T HAVE A FUNERAL PLAN YET?
Why not take a few minutes to get started today? TRY THE PLANNER

ALREADY HAVE A FUNERAL PLAN?
Take a few minutes to make sure it’s up-to-date. GO TO YOUR PLAN

Funeralwise.com is the place to go on the web for everything you need to know about funerals. Whether you are planning a funeral or attending one, we will provide you with straightforward answers to your questions and step-by-step instructions to guide you on your way.

The post Funeral Planning Advice from a Chatbot appeared first on Funeralwise.

September 2022

PREPAID CREMATION PLANS
Prepaid cremation plans allow you to pay for cremation before you need it. In addition to the actual cremation, you can pay in advance for other elements, such as a memorial service or celebration of life. Prepaid plans are available for the full range of cremation services–from simple direct cremation (no service, remains returned to family) to a full traditional funeral with visitation before cremation.
In most cases, you will contract directly with a funeral home or cremation provider for the services you want. Depending on your chosen service provider, you can arrange to pay for services in one lump sum or a series of installments. One of the most popular methods for paying for a cremation in advance is to take out an insurance policy that will be used at your death to cover the costs of the services you purchase.

More about Prepaid Cremation Plans

If you think a prepaid cremation plan might be right for you, our Preplanning Specialists can help you decide. They can also help you find the right financial tool to fund your plan. To start, click the button below and complete the brief information request. A Specialist will get back to you with more info. Email us at support@funeralwise.com if you already have a plan with us and would like to learn more.

LET’S GET STARTED

FROM OUR MAILBAG: SECOND RITE OF INTERMENT
We get a wide variety of questions in the Forums section of our website. One question we’ve been getting a lot recently is, “Why does the cemetery want to charge me for burying two urns in the same space?”
The fact is, when you buy a burial space, you don’t purchase the land. What you buy is the right to bury the remains of one body in the space. That is called a “Right of Interment.” So when you want to bury two sets of remains, whether two urns or an urn and a casket, you must pay for the Second Right of Interment to cover the additional remains.

>>Read What is the Second Right of Interment in our Forums.

TALKING ABOUT YOUR FUNERAL
Our last issue highlighted the importance of discussing your funeral plans with your loved ones. It’s an important issue, so we want to ensure you didn’t miss our article. After all, your plan doesn’t do much good if no one knows about it.
Having the talk is not always easy, though. Our article features helpful tips on how to get started and things to consider.

>>Learn More About Having the Talk

SCATTERING ASHES
People are often surprised to hear that there’s more to scattering ashes than just tossing them to the wind.

Once you decide where to scatter, you should ensure it’s legal to scatter in your chosen spot. Choose an appropriate container. Consider wind conditions–everyone stand upwind!

>>More About Scattering

INSURANCE RESOURCES
While many people know us for our planning expertise, Funeralwise also specializes in funeral, burial, and cremation insurance.

Whether you are looking for basic information or are ready to buy, we can help you make the right decision for you and your family.

Our insurance pages are rich with information to help answer your questions and sort through your choices.

>>Learn More About Funeral Insurance

GIVING GIFT BASKETS
Sending a gift basket to express your sympathy is a thoughtful and practical way to let someone who is grieving know you are thinking about them. In some cultures, giving food items is preferred over flowers and other gifts.
You can purchase a gift basket directly through our store by clicking on the link at the bottom of the page. The link takes you to Design It Yourself Gift Baskets, for which we are an affiliate.

>>VISIT DIY Gift Baskets

DON’T HAVE A FUNERAL PLAN YET?
Why not take a few minutes to get started today? TRY THE PLANNER

ALREADY HAVE A FUNERAL PLAN?
Take a few minutes to make sure it’s up-to-date. GO TO YOUR PLAN

Funeralwise.com is the place to go on the web for everything you need to know about funerals. Whether you are planning a funeral or attending one, we will provide you with straightforward answers to your questions and step-by-step instructions to guide you on your way.

The post Prepaid Cremation Plans appeared first on Funeralwise.

The purpose of this space is to provide you with one location for helpful content, links, and resources. Keep this page handy for when you have a question, want to add to your toolbox, or simply learn something new.

Of course, we’re always available if there’s something you need that you don’t find here. Just email us at agency@funeralwise.com.

FREQUENTLY ASKED QUESTIONS

Funeral Insurance FAQ
Funeral Cost FAQ
Funeralwise For Agents FAQ

GUIDES AND CHECKLISTS

Guide to Using the Advisor Dashboard*
Voyage Description Guide*
Rules of the Road*

* File downloads on click. If you do not see it, check your Downloads Folder.

PRESENTATIONS/BROCHURES

Funeral Home Presentation*
Church Brochure for Agents**

* File downloads on click. If you do not see it, check your Downloads Folder.
**This brochure is included as an example. Email us to request a customized version.

TRAINING RESOURCES

Request Access to the Funeralwise Training Academy
NFDA CPC Training Program Info

HELPFUL LINKS

Funeralwise Dashboard Login
FEPSA.org Site
Funeralwise Memorial Store
The Funeralwise Forums Page
Final Expense Advisor Directory

CONSUMER VIDEOS

Idea Series 1: Why Plan
The Wise Planning System
Funeral Planning Robots
The Wise Way to Shop for Funeral Insurance
Plan Your Funeral in 5 Minutes

OTHER RESOURCES

Your Funeralwise for Agents Dashboard has a variety of videos that provide valuable help on various elements of the Funeralwise Wise Planning System. To access these videos, log in to your Advisor Dashboard and click on “the “Help Center” on the left-hand Sidebar.

>>Click here to log in to your Dashboard.

• Funeralwise / FEPSA Training Curriculum Guide
• Video: The Wise Planning System Quick Plan
• Video: The Wise Plan Complete
• Video: Advisor Dashboard Video Tour
• Video: How to Create a Funeral Plan
• Video: Wise Planning System “My Families” Tutorial
• Video: Wise Planning System Insurance Quote Tool Tutorial
• Video: How to Work on a Mobile Device

The post Knowledge Bank for Agents appeared first on Funeralwise.

The following Frequently Asked Questions were designed to reply to the funeral insurance questions we get from consumers most often.

We’re sure you also hear similar questions when you are working with clients. In fact, you may even be wondering what the answers are to some of these.

If you’d like more information on the funeral insurance we offer the general public, we encourage you to visit our Funeral Insurance page.

What is funeral insurance?

Funeral, burial, and final expense insurance are all names for small life insurance policies ($3,000-$40,000). These policies cover the cost of final expenses, such as funeral products and services. For more details on these specialized policies, check out our Guide to Buying Funeral Insurance.

How is preneed insurance different from funeral insurance?

PreNeed insurance is similar to funeral insurance but is tied to a preneed contract with a funeral service provider. A preneed contract is a statement of goods and services contract you sign with a funeral service provider when purchasing preneed funeral insurance. It itemizes the specific funeral services and products you selected for your funeral. For more information, visit our page on preneed contracts.

Do I need funeral insurance?

The most crucial benefit of funeral insurance is financial security for your family. According to the 2021 General Price List Survey by the National Funeral Directors Association, the median cost of a traditional funeral was $9,420. This number doesn’t even include cemetery costs. A traditional funeral can easily cost $10,000 or more. Covering funeral costs is a heavy financial burden for most people, especially if it comes unexpectedly and at a stressful time. Having a funeral insurance policy protects your family against this financial hardship. It also avoids the added stress of paying for final expenses while dealing with their grief. To learn more, visit our How to Shop for Funeral Insurance page.

How much funeral insurance do I need?

The value of your policy will depend on the type of funeral service and burial you anticipate having. Most funeral insurance policies range from $3,000-$40,000. A small, simple service or cremation will cost less than a more elaborate service so you won’t need as large a policy. Preplanning is the best way to estimate how much money you need to have available for funeral costs. Our Wise Planning System can help you determine the cost of the type of funeral service you have in mind.

How much does funeral insurance cost?

The cost of funeral insurance depends on factors such as age, health, how much coverage you request, and the type of policy you choose. A guaranteed issue policy will not take health into consideration so the cost may be somewhat higher than for a medically underwritten policy. If you select an underwritten policy, the price depends on your unique situation. For example, the premiums for someone who is age 55 and does not smoke will likely be lower than for a 70-year-old smoker. Requesting a quote is the best way to determine precisely how much your premiums will be.

Do the proceeds from my funeral insurance have to be used for funeral expenses?

It depends on the type of policy you have. Once the holder of a final expense insurance policy dies, the beneficiaries can use the funds however they desire. The funds are usually used as intended, but you should choose your beneficiary carefully. Ensure that the people you want to care for your final farewell know what you want. If you have a preneed insurance contract, the proceeds will go directly to the funeral home where you have made your arrangements.

How can I save money on funeral insurance?

It’s important to remember that funeral insurance is highly regulated, and discounts are not offered on policy rates. If you find something that looks too good to be true, you probably need to look at it more closely. It probably isn’t what you want or need. You can use strategies to lower your premiums, such as scaling back your service or locking in today’s prices through a preneed contract. We highly recommend creating a funeral plan to help you consider what products and services you need. Visit our page on funeral costs to learn more about how much money you need to set aside.

Where can I buy funeral insurance?

You can purchase a funeral insurance policy through an insurance agent or a funeral service provider such as a funeral home. Some insurance companies sell the policies directly as well. Many people prefer to use an agent since it gives them a more personalized way to get customer service. There are many online sources for funeral insurance. We have a network of licensed Preplanning Specialists who would be happy to help you with your funeral planning and provide a free, no-obligation quote.

Do I need to talk to an insurance agent?

You can get a quote online, but it is always best to talk with an agent to ask questions, get clarifications, and ensure you understand precisely what you are buying. One good strategy is to request a quote online and then talk with an agent. This way, you can be confident you are getting the best policy at the best price. An independent agent (also called a broker) is typically self-employed and represents a variety of companies. An exclusive agent represents only one company and may be an employee of the company they represent. Our network of Preplanning Specialists are licensed insurance agents who can help you with your funeral planning and provide a free, no-obligation quote.

What kind of funeral insurance do I need?

The type of insurance that is right for you will depend on your circumstances. The goal is to have a policy that will provide enough money to fund your funeral and burial. Most people find that a relatively small whole-life policy will suit their needs. It is always a good idea to consult your financial advisor to get a definitive answer on what the outlook for your end-of-life situation will be. To learn more about the types of funeral insurance available, check out our Guide to Buying Funeral Insurance.

What is the difference between “Whole Life” and “Term” insurance?

“Whole Life” generally refers to “Ordinary Whole Life,” an insurance policy that will stay in force for the length of your life as long as you pay the premiums. Most whole-life funeral insurance policies are “ordinary” whole life. A “Term” life insurance policy runs for a selected time period, typically 1, 5, 10, 15, 20, or 30 years. Being aware of your policy type is essential since the beneficiary payment will only occur if the insured dies within the specified period. Be sure to read the fine print if you are considering a final expense or burial insurance policy to ensure it is a whole-life policy. Because if it is a term policy and you die after the expiration period, there will be no funds to cover funeral expenses.

Do I need funeral insurance if I have life insurance?

Many people choose to purchase funeral insurance as a supplement to life insurance. Funeral insurance will protect your estate from being depleted by your final expenses. One key advantage of funeral insurance is that it pays out more quickly than regular life insurance. Even if you have a sizable estate or significant life insurance, your loved ones may not have the cash to cover your funeral expenses. Remember, most funeral service companies require that you pay at the time of service.

Does health insurance or Medicare cover funeral costs?

No. Health insurance and Medicare are specifically for health coverage; they do not pay for funeral expenses. If you are looking for insurance coverage, you need some type of life insurance policy, such as funeral insurance, that pays out upon your death.

How do I choose a funeral insurance company?

What insurance company to buy from is essential since the wrong choice can leave you empty-handed. The short answer is that you should only buy from a top-rated company. One good source for insurance company ratings is A.M. Best. This highly regarded company offers independent analysis regarding company stability and the ability to meet financial obligations. If you choose an insurance company with an A.M. Best top rating (AA through A), you can feel reasonably confident that you are making a good choice.

How do I apply for funeral insurance?

How you apply depends on the company from which you are buying. For some, you can apply by phone or fill out a form. For others, you can apply online. Generally, you will request a no-obligation quote and wait for a reply. A good approach is to request a quote online and then talk with an agent. This way, you can be confident you are getting the best policy at the best price. Our network of Preplanning Specialists are licensed insurance agents who can help you with your funeral planning and provide a free, no-obligation quote.

Will my premium change?

If you purchase a policy with “level premiums,” your premiums will not change over the policy’s life. Price is based on the policy value, your age, and health at the time of purchase. The “premium” is the price you pay for your life insurance policy. You make the payments monthly, quarterly, or annually. Prices vary between insurers and types of policies, so be sure to shop around or speak with a licensed agent.

Can my funeral insurance be canceled?

Usually, your policy cannot be canceled unless you stop paying your premiums. The policy will automatically terminate if you don’t pay for any reason. If you choose to cancel, certain whole-life policies have a cash value. Be sure to know what you are buying.

How long do funeral insurance policies last?

If you have a whole-life funeral insurance policy and pay your premiums on time, your policy will last until you pass away. The beneficiary will receive a cash payout of the policy’s value at your death. If you have a term funeral insurance policy and pass away before the term’s expiration, your beneficiary will receive a cash payout upon your death. If the term passes before your death, then, unfortunately, there will be no payout. In most cases, the insurance company can only cancel your policy if you stop paying your premiums.

Who should I choose as my beneficiary?

Your beneficiary is the person or persons you designate as the recipient of a life insurance claim proceeds. In the case of final expense insurance, the person you designate as the beneficiary can decide not to use the funds to pay for the funeral, so be sure to select a person you trust to carry out your wishes. You should also ensure that whoever you choose is fully aware of your wishes. Our Wise Planning System is an excellent way to share your wishes with your beneficiaries and family members.

What is a Graded Death Benefit?

“Graded” refers to the reduced death benefit payable if the policyholder’s death occurs within the policy’s early years. Graded Death Benefit provisions are typically found in guaranteed issue policies. For example, a policy may only pay out the premiums paid to date if death occurs within the first year or two. The death benefit will be an increasing percentage of the face amount until the policy matures to usually the third year.

What are “Stepped Premiums?”

Stepped premiums are insurance premiums that are recalculated (generally once a year) to determine if the level of risk warrants a higher (or lower) premium. Age is generally the determining factor. On the other hand, level premiums are insurance premiums that do not change from month to month as you get older but are locked in at a specific rate. We recommend purchasing a level premium policy to cover your funeral and final expenses.

What is a “Funeral Service Provider?”

The term “Funeral Service Provider” generally refers to a funeral home. It may also refer to a funeral director, a cremation service, or other professionals who provide services to the funeral industry. For help selecting a funeral service provider, visit our Find Services directories.

What is the difference between a guaranteed issue policy and an underwritten policy?

With guaranteed issue policies, almost everyone is accepted regardless of age or medical history. You sometimes hear these policies called “Guaranteed Acceptance Life Insurance.” These policies are generally more expensive than underwritten policies because there are no health questions. Guaranteed-issue policies typically have graded death benefit provisions that reduce the death benefit within the first few years of the policy. With an underwritten policy, the insurance company evaluates your medical history to determine if it will accept the policy. Medical underwriting may also be used to determine the price of the policy.

How do I find the best funeral insurance policy for me?

We think a step-by-step approach is the best way to find a funeral insurance policy to meet your needs. To learn more about the types of funeral insurance available, check out our Guide to Buying Funeral Insurance.

The post FAQ: About Funeral Insurance appeared first on Funeralwise.

The post Funeral Insurance Frequently Asked Questions appeared first on Funeralwise.

When we think about end-of-life, we often focus on what happens before and during the funeral. That’s understandable since celebrating the life of the deceased is extremely important. The trouble is, once the funeral is over, there are still many practical matters to take care of. Some of these tasks are strictly legal (estate matters), while others are more general and involve wrapping up the deceased’s business affairs.

If you are thinking ahead to what will happen when your time comes, maintaining organized personal records is the most helpful thing you can do for the loved ones who will be responsible for these tasks following your death.

If you are handling post-funeral tasks for a loved one, remember to tend to your own needs. Seek support as you go. Consider joining support groups or seeking professional counseling to help you navigate this difficult time. Take your time, be easy on yourself, and above all, ask for help if you need it.

>>Visit Our Coping with Grief page

Things To Take Care Of After the Funeral: Estate Matters and Other Details

1. Thank you notes: It is customary to send thank you notes to those who offered their condolences, sent flowers and donations, or provided support during this difficult time.
   >>Visit our page Sending Thank You Notes After a Funeral
2. Secure copies of the death certificate: Request at least ten (10) copies since you will need this document for many of the tasks you have to accomplish.
3. Make long-term arrangements for dependents: If there are dependents, ensure there is a long-term care plan for how these individuals. Consult an attorney to make sure you take legal requirements into consideration.
4. Make long-term arrangements for pets: If there is no long-term plan for pets that are left behind, determine how to care for them.
5. Inform relevant parties: Notify any organizations or institutions of which the deceased was a member. Among these are:
   • Employers
   • Schools
   • Clubs
   • Memberships
   • Religious Institutions
6. Begin estate proceedings: Whether or not a Probate proceeding depends on the size of the estate and the existence of a will and living trust. An Executor, named in the will or appointed by the Probate Court, will shepherd the estate through this process. It may be necessary to hire an estate planning attorney to provide legal guidance.
   
   >>Are you an estate executor or handling estate matters? Check out estateexec.com.
   
   If you are responsible for managing the deceased’s estate matters, work with an attorney or estate administrator to handle the distribution of assets, settle debts, and resolve any legal issues related to the estate. Update any legal documents as necessary, such as wills, trusts, power of attorney, or healthcare directives.
   
   Request certified documentation that you are authorized to make changes on behalf of the deceased. Most institutions, such as banks, will require this proof before you can take any action.
7. File death benefit claims: It can take some time for death benefit claims to be processed, so starting this part of the process as early as possible is wise. A certified copy of the death certificate is usually required to make these claims. The types of claims to be filed are:
   • Social Security
   • Veterans Administration
   • Pension/Retirement Funds
   • Unions
     >> See Claiming Death Benefits for more information on death certificates and claiming benefits.
8. Close accounts and cancel services: Close the deceased person’s accounts, such as bank accounts, credit cards, utility services, and subscriptions. Cancel or transfer any memberships, licenses, or contracts that are no longer applicable. Be sure to consult with the estate executor to make sure you have proper authorization to transfer titles or other ownership. Examples of accounts you should cancel include:
   • Medicare / Health Insurance
   • Department of Motor Vehicles
   • Telephone
   • Utilities
   • Newspaper
   • Cable
   • Streaming Services
9. Settle financial matters: Address any outstanding financial matters, such as paying bills, resolving debts, and filing final tax returns. To properly handle financial obligations, consult with an accountant or financial advisor. It may be necessary to have the Probate Court release short-term funds to cover these bills. The types of accounts to settle include:
   • Bank Accounts
   • Credit Cards
   • Mortgages
   • Loans
10. Deactivate, transfer ownership, or memorialize digital accounts: Ensuring digital assets are taken care of has never been more important. Having the login credentials will make the task much easier. When you do not have the passwords, there may be paperwork to complete. Each provider has different requirements. The types of accounts to manage include:
    • Search tools such as Google and Yahoo
    • Email
    • Social Media
    • Online Financial Accounts
      >>See Your Digital Assets: Will Your Digital Legacy Live On After You’re Gone for more information
11. Take care of personal belongings: Determine how to handle the deceased’s personal belongings. This could involve distributing items to family members, donating to charities, or selling certain possessions.

Remember, the specific tasks and considerations will vary depending on your situation and local laws. It can be helpful to consult with professionals, such as attorneys, accountants, or grief counselors, to ensure that you address all necessary matters and receive appropriate guidance throughout the process.

If You Are Responsible for Handling the Estate

From time to time, we work closely with companies that specialize in areas that are related to the funeral industry but are complementary to what we offer. One such company is EstateExec. EstateExec offers software to help individuals perform the duties that come with being named as the executor of an estate.

Since the executor is responsible for winding down and distributing a deceased person’s estate after the funeral, it can be overwhelming. That’s where EstateExec comes in. The application provides automated guidance and automated financial accounting. In the words of the company, “You can think of EstateExec as something like Quicken® but optimized for the estate settlement process.”

There is a cost to license the software, but EstateExec offers a free trial period so that you can see if the software will work for your needs. Click here if you would like to learn more about EstateExec, or reach out to us at support@funeralwise.com, and we will be happy to have an EstateExec representative contact you.

The post After the Funeral: What You Need To Do appeared first on Funeralwise.

As a qualified agent, you can take advantage of the power of the software that sets Funeralwise apart from other funeral planning companies. When you combine that with the benefits of your FEPSA membership, you’ve got a toolbox second to none. Your status with us entitles you to exclusive benefits including discounted pricing and vital lead-generation opportunities. That’s why we call it the Max Plan.

Select your Max Plan Subscription

You choose the payment plan that best suits your needs. If you would like to pay monthly, click on the link for the $25 per month plan. To save 20%, pay $240 once a year.

Details of the Max Plan

The Max Plan is available by invitation, exclusively for qualified agents. At $25 / month, it is a savings of 50% over the standard subscription plan. You can pay annually at $240 to save another 20%.

Select the Monthly Payment Plan

Select the Annual Payment Plan

Features of the Funeralwise Max Plan include:

• Advisor Dashboard to access all resources and manage client relationships.
• Advisor Directory Listing on Funeralwise.com.
• Wise Planning System “Complete Plan” for your clients (a $79.95 value per client).
• Proprietary Preneed Insurance Quoter.
• Final Expense Insurance Quoter (a $25/month value).
• Series of Word to the Wise Guides for your clients.
• Funeral Planning e-book for your clients (a $29.95 value)
• After Me Organizer for your clients (at a 50% discount).
• Video Training University.
• Lead Generation Opportunities.
• Access to a CRM System for nurturing and closing lead opportunities.
• Marketing resources for funeral homes.
• FEPSA membership, including:
  • Rocket Lawyer (a $480/year value).
  • FEPS Certification.
  • Continuing Education Credits.

The post Thank you! appeared first on Funeralwise.

Finding a policy to cover the costs of your funeral is not easy. Even the terminology can be confusing. The policies are referred to as burial insurance, funeral insurance, and final expense insurance. How do you make sense of this and find the best policy? We can help! We can give you what every smart shopper wants – good information, honest answers, and options to consider.

Our agents can offer any of the numerous policies on the market today. One, in particular, stands out. It’s a one-of-a-kind policy that you can completely pay off over 1, 3, 5, or 10 years. It is guaranteed to issue, and the amount of the benefit (the payout) grows over time. For example, a $2,500 policy for a 65-year-old female would grow to a $5,280 benefit on a 10-year payment plan.

Our agents are available to explain this extraordinary policy to you. They can also provide you with essential legal documents (such as a Last Will and Testament) and a best-in-class funeral planner… AT NO COST!

Complete the form below and schedule a Free Consultation now!

Why Work With A Funeralwise Advisor

We understand why many people are hesitant about speaking with an Advisor. But we’re different. We take a unique approach to funeral insurance that is planning based. That means we look at what your costs might be and base our recommendations on a realistic assessment of how much you’ll need to cover your final expenses–nothing more, nothing less.

When you work with an advisor we’ll not just talk to you about finances, we’ll help you get the legal forms you need to make sure that your assets are protected and your needs are handled in the way you want them to be handled. All at NO COST to you.

Best of all, having a conversation doesn’t commit you to anything. There is absolutely no obligation. So if you haven’t completed the form that is included above, we recommend that you take a minute to do so now. You won’t regret it.

ABOUT FUNERAL INSURANCE

Simply stated, funeral insurance is a specialized life insurance policy designed to pay for your funeral, burial, and other “final expenses.” Funeral insurance is also called burial insurance, and final expense insurance.

>>Visit Our Insurance Pages for More Information

While these policies are referred to by different names, there are actually 2 different types of policies for your funeral – Final Expense policies and Preneed policies. We can help you understand the difference and decide which is right for you. Whether you are interested in purchasing coverage now or are just doing some research, we are ready to help. If it’s best for you, we can also shop the market to find the best policy for your particular situation.

As you know, it’s always best to do your homework before you buy so let’s start with the basics and work our way from there by setting up and appointment with an Advisor for your FREE consultation.

The post Get the Best Policy for Your Funeral Expenses appeared first on Funeralwise.